📊 Tata AIA Maha Raksha Supreme Select vs Sampoorna Raksha Promise – Full Comparison
If you’re choosing between Tata AIA Maha Raksha Supreme Select and Sampoorna Raksha Promise, it’s important to know what makes each plan unique. Both are term insurance plans, but they’re designed for slightly different needs. Let’s compare them side by side.
📝 Plan Summary
- Maha Raksha Supreme Select: Focused on simplicity and long-term protection. Comes in two variants – Life Secure (pure term) and Life Secure Plus (return of premium).
- Sampoorna Raksha Promise: Offers term protection with smart add-ons like quick claim payout, premium pause, and more flexibility. Two variants – Life Promise and Life Promise Plus.
📋 Side-by-Side Comparison Table
| Feature | Maha Raksha Supreme Select | Sampoorna Raksha Promise |
|---|---|---|
| Plan Variants | Life Secure, Life Secure Plus | Life Promise, Life Promise Plus |
| Return of Premium | ✅ In Life Secure Plus | ✅ In Life Promise Plus |
| Quick Death Claim Payout | ❌ Not available | ✅ ₹3L paid instantly |
| Premium Break Option | ❌ No | ✅ Pause for 1 year every 5 years |
| Terminal Illness Cover | ✅ Yes | ✅ Yes (50% payout) |
| Payout Options | Lump sum / Monthly income | Lump sum / Monthly income |
| Increase Cover on Life Events | ✅ Yes | ✅ Yes |
| Policy Term | Up to age 100 | Up to age 100 |
| Optional Riders | ✅ Yes | ✅ Yes |
| Pricing | 💰 Slightly lower | 💰 Slightly higher (more features) |
💡 Which One Should You Choose?
- ✅ Choose Maha Raksha Supreme Select if you want a simple, no-frills term plan with optional return of premium.
- ✅ Choose Sampoorna Raksha Promise if you want more features like quick claim payout, premium pause, and enhanced flexibility.
🧠 Expert Tip: If budget is your priority, go with Maha Raksha Supreme Select – Life Secure. If convenience and flexibility matter more, Sampoorna Raksha Promise – Life Promise Plus gives you more peace of mind.
Focus keyword: tata aia maha raksha vs sampoorna raksha promise